A stuck project not only affects the growth of the company but also takes the company 5 to 10 years back. To overcome this problem, join hands with us. “The New ERA of Project Finance Begins with us.
Our Project Finance Segment
Work Responsibilities
No Equity Dilution
- For Real Estate Projects, company is not required to sale the units at throw away price to Investors at beginning of the project as such units hardly bring any profit for the company.
- For Manufacturers and Service Provider, company is not required to dilute its stake wasting years of efforts in building a company. Also, there would be no other management interference if there is no equity dilution.
- In both the above cases, No Equity Dilution will help the company to fully enjoy the profitability of the project.
Our Project Finance Segment
Customer Benefits by Project Finance Segment
Raising Adequate Funds at the Beginning of the Project
We raise Adequate funds for project from the Initial stage i.e. as soon as the necessary approvals are received. It helps in Stress free completion of Project without worrying for fund shortage till the end of the project.
Raising Bridge Funding for Midway Stuck Projects
When a company approaches us for midway stuck projects, we have ways and means to raise bridge funding to help company to complete the project. This helps in Project completion and keeps the Company’s Reputation Intact.
Maximum Collateral Dilution
Project finance can be raised by offering 50% to 100% Collateral. (For example - If the collateral value is 10 crores then funding can be minimum 10 crores to maximum 20 crores).
Lower Borrowing Costs
Bank Finance is the cheapest source of finance and helps in cutting down the costs significantly, thereby increasing the profitability of the project.
Faster Project Completion leading to Faster Growth rate of the company
Due to sufficient fund availability at the beginning of the project, project can be completed without waiting for fund requirement at any stage. This leads to completing more projects in lesser time frame thereby increasing the growth rate of the company.
Double Tax Benefit
All the Borrowing Costs of the project are allowed as deduction as part of the project cost. On the other hand sale of units to Investors / Equity Dilution attracts capital gains for the company. Raising project Finance saves capital Gains as well as helps to deduct Borrowing costs to reduce book profitability and thereby saving taxes significantly.
Customer Benefits by Our Project Finance Segment
Work Responsibilities
- Understanding the complete project, its cash generating ability at various stages and analyzing need of funding at various stages.
- Preparation of Project Report and various working related to the Project Finance by in-house team of CA’s, MBA’s & Ex- Bankers.
- Preparation of Credit & Risk Appraisal report.
- Getting the best deals from the banks in favour of the client.
- End to End liasoning with various teams like Valuator, Chartered Engineers, Advocates and Bankers (from the time of application till disbursement).
LTV (Loan to Value of Asset)
LTV can be given from 100% to 200% (For example – If the property value is 10 crores then funding can be minimum 10 crores to maximum 20 crores).
Our Project Finance Segment
Accepted Collateral Security
Land on which Project is to be constructed also taken as collateral
Residential & Commercial
Industrial (All Industrial Galas considered as collateral, Example – Industrial Gala at Vasai)
Factory (Including Factories located in Gram Panchayat area are considered as collateral, Example Factory located in Wada, Bhiwandi, etc)
NA Land
Third Party Collateral
Blacklisted Malls property & Blacklisted Areas Property
Note: Funding on all the above mentioned properties can be in the range of 100% to 200% LTV
Our Project Finance Segment
Type of Projects Funded
Manufacturers funded for Factory Construction, Purchase & Installation of Machineries and Working Capital to run those machineries. [Greenfield & Brownfield Projects Funded]
Service Providers including Hospitals, Schools, Set up of IT Company, etc. Funding provided for Construction of Building, Machineries, Equipments, Furnitures and Working Capital.
Developers funded for construction of residential and commercial units for sale, lease, etc.
Our Project Finance Segment
Maximum Fund Raising & Comfortable Repayment Terms
- 75% of Total Project can be funded through Bank Funding.
- Morotorium period offered from 6 months to 3 years depending on the lifecycle of the project. Since Principal Repayment starts only after project life cycle / after sufficient cash generation from the project, repayment of Bank finance becomes very comfortable.
Non- Dependency on Future Sale:
- For Real Estate Projects, company is not dependent on sale of residential or commercial units to complete the project to manage its cash flow requirements.
- For Manufacturers and Service Provider, company is not dependent on future sale of goods and services to manage its cash flow requirements.