Home is a Place where your Heart can Laugh. Own your dream home for your family’s comfort, children’s success and economic well being so that your dear family can be happy forever.
Our USP’s in Home Loan
Funding & Costing Benefit to Customers
- Highest Funding provided in the Finance Industry. We fund 90% to 95% loan of Property value.
- Provides Cheapest Rate of Interest Pan India. Best deals provided to customers amongst 75+ top notch banks in India resulting in Lakhs of rupees of Interest cost savings for customers.
- Lowest Bank Processing Fees.
- Maximum Top up on Home Loans by shifting the loan to other banks along with Rate of Interest reduction.
- Highest Tenure offered of 30 years for loan repayment & Retirement age considered upto 75 years which helps in lower monthly outgo for customers.
- For Under construction property, only interest payment option available till completion of building.
- Dropline OD option given under home loan segment (Interest charged only on utilized amount).
- Reducing EMI burden on existing loans to improve cash flow / liquidity position.
Our USP’s in Home Loan
Property Related Customer Benefits
Loans provided even before plinth level completion in case of Under construction property.
Funding done on Purchase / Balance Transfer & Top up on very Old Property.
All types of properties funded including Bungalows, Mhada property, Gram Panchayat property, RCC construction property, CIDCO property, etc.
Old Properties without OC & without Approved Plan & CC can be funded, provided legal is clear.
Our USP’s in Home Loan
Profile Related Customer Benefits
Catering to all types of customers including Salaried, Businessman including Manufacturers, Traders, Retailers, Service Providers & all types of professionals including Doctors, CA’s, CFA’s, CS ,MBA’s, Lawyers, etc.
All High Risk Profiles catered like Jewellers (Gold & Diamond), Builders, Police, Film Artists, Share Market Profile, Agents, etc.
Cibil issues cases done on a selective basis.
Two Brother jointly purchasing property cases funded.
Brother & Sister jointly purchasing the property cases funded.
Our USP’s in Home Loan
Loan Eligibility Related Customer Benefits
- For sufficient financial eligibility cases & crème cases, best terms offered Pan India in terms of Funding amount, Rate of Interest, Bank Processing fees, etc.
- Less Income in ITR filed & High loan requirement cases funded.
- High Obligation cases funded.
- Only 1 year ITR filed cases / No ITR filed cases funded.
- Rental Income, Agricultural Income & Future Rental Income also considered as Income apart from regular income for increased eligibility.
- Cash Business Income not shown in ITR, Cash Rental Income and Rental Income from non registered rent agreement considered as a part of income.
- In Salaried cases, Salary received from all types of companies considered including Salary from Limited Company, Private Limited Company, Partnership Firm, LLP & Propreitory company considered and funded.
- In Salaried cases, Salary, Bonus, Incentives, Pension Income considered for funding purposes.
- Any number of applicants and co-applicants can be taken in the loan even when few applicants dosent have name in the property agreement. (Helps to Improve the eligibility and increase the funding amount).
- New Business or salaried persons having only 6 months vintage can be funded.
- In case of Partnership Firms, LLP’s & Private Limited Companies; company can be taken into loan structure for loan eligibility purposes.