Education is not preparation for life; education is life itself. Don’t limit your child to your own learning as he is born in another time. We at Benchmark provide Education Loans so that your child stands out in the crowd.
Our USP’s in Education Loan
Funding & Costing Benefit to Customers
- Highest Funding provided in the Finance Industry. We can fund upto 200% loan of Property value at Secured Loan rates.
- Unsecured Education Loan also funded.
- 100% of Total Education Cost can be funded (No Margin money required)
- Provides Cheapest Rate of Interest Pan India. Best deals provided to customers as options to choose from PSU’s, Private banks, Co-operative banks & NBFC’s resulting in Lakhs of rupees of Interest cost savings for customers.
- Lowest Bank Processing Fees.
- Balance Transfer of Education Loans by shifting the loan to other banks for Rate of Interest reduction.
- Highest Tenure offered of 15 years for loan repayment.
- Option of starting EMI after Course Completion + 1 year.
- International and Domestic both types of courses funded.
- No Part Payment / Foreclosure charges to be paid.
- Pre-admit sanction and disbursement can be done to show the Visa authorities that balance is maintained in bank account.
Our USP’s in Education Loan
Property Related Customer Benefits
Old Properties without OC & without Approved Plan & CC can be funded, provided legal is clear.
All types of properties funded including Bungalows, Mhada property, Gram Panchayat property, RCC construction property, CIDCO property, etc.
FD can also be taken as collateral.
Our USP’s in Education Loan
Profile Related Customer Benefits
Student from anywhere in India can be funded.
Cibil issues cases done on a selective basis.
Quick Sanction Provided
Our USP’s in Education Loan
Property Related Customer Benefits
- Loan Eligibility worked out on the basis of future income of student if parents does not have sufficient income.
- Less Income in ITR filed & High loan requirement cases funded.
- High Obligation cases funded.
- Collateral Security as well as Income of blood relatives considered provided they come as a Joint Borrower / Guarantor in the loan.
- Only 1-year ITR filed cases / No ITR filed cases funded.
- Any number of applicants and co-applicants can be taken in the loan even when few applicants dosent have name in the property agreement. (Helps to Improve the eligibility and increase the funding amount).