Scale up your Business, fulfill your Passion & Relax in Emergency needs through Benchmark’s Mortgage Loan Services.
Our USP’s in LAP
Funding & Costing Benefit to Customers
- Highest Funding provided in the Finance Industry. We fund 100% to 125% loan of Property value.
- Provides Cheapest Rate of Interest Pan India. Best deals provided to customers amongst 75+ top notch banks in India resulting in Lakhs of rupees of Interest cost savings for customers.
- Lowest Bank Processing Fees.
- Maximum Top up on Mortgage Loans by shifting the loan to other banks alongwith Rate of Interest reduction.
- Highest Tenure offered of upto 25 years for loan repayment & Retirement age considered upto 75 years which helps in lower monthly outgo for customers.
- First 3 years, only interest payment option available, EMI repayment can start after 3 years.
- Dropline OD option given under Mortgage Loan segment (Interest charged only on utilized amount).
- Quarterly, 4 monthly & Half yearly EMI payment option available apart from monthly repayment option.
- Reducing EMI burden on existing loans to improve cash flow / liquidity position.
Our USP’s in LAP
Property Related Customer Benefits
Funding done on Purchase / Balance Transfer & Top up on very Old Property.
Old Properties without OC & without Approved Plan & CC can be funded, provided legal is clear.
All types of properties funded including Residential, Commercial, Industrial, NA Plots, Bungalows, Mhada property, Gram Panchayat property, RCC construction property, CIDCO property, HUF owned Property etc.
Our USP’s in LAP
Profile Related Customer Benefits
Catering to all types of customers including Salaried, Businessman including Manufacturers, Traders, Retailers, Service Providers & all types of professionals including Doctors, CA’s, CFA’s, CS ,MBA’s, Lawyers, etc.
All High Risk Profiles catered like Jewellers (Gold & Diamond), Builders, Police, Film Artists, Share Market Profile, Agents, etc.
Cibil issues cases done. Calls taken on a selective basis.
Two Brother jointly purchasing property cases funded.
Brother & Sister jointly purchasing the property cases funded.
Our USP’s in LAP
Loan Eligibility Related Customer Benefits
- For sufficient financial eligibility cases & crème cases, best terms offered Pan India in terms of Funding amount, Rate of Interest, Bank Processing fees, etc.
- Less Income in ITR filed & High Loan requirement cases funded.
- Sales Dip cases funded
- Low Profitability businesses funded.
- High Obligation cases where there is no further loan eligibility funded.
- Only 1 year ITR filed cases / No ITR filed cases funded.
- Rental Income, Agricultural Income & Future Rental Income also considered as Income apart from regular income for increased eligibility.
- In case of Partnership Firms, LLP’s & Private Limited Companies; company can be taken into loan structure for loan eligibility purposes.
- Cash Business Income not shown in ITR, Cash Rental Income and Rental Income from non registered rent agreement considered as a part of income.
- In Salaried cases, Salary received from all types of companies considered including Salary from Limited Company, Private Limited Company, Partnership Firm, LLP & Propreitory company considered and funded.
- In Salaried cases, Salary, Bonus, Incentives, Pension Income considered for funding purposes.
- Any number of applicants and co-applicants can be taken in the loan even when few applicants dosent have name in the property agreement. (Helps to Improve the eligibility and increase the funding amount).
- New Business or salaried persons having only 6 months vintage can be funded.